Free Book for Florida Claimants

Before you speak any further with the insurance adjuster and before you submit your final appeal (assuming you still have plenty of time to appeal), read our free book on Long Term Disability appeals.
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Mr. Ortiz is an Experienced Long Term Disability and ERISA Lawyer

Filing for Short Term Disability or Long Term Disability can be a long and difficult process. Such benefits are intended to replace vital income in the event that you cannot work due to one or more disabling medical conditions. Despite the fact that your insurance premiums have been paid, the insurance company does not always hold up its end of the bargain. Insurance companies use a wide variety of tactics to deny claimants benefits when they need the benefits the most. That is why it is so important to avoid making mistakes which will destroy your chance of ever being approved of the benefits you deserve. These mistakes include giving up, failing to file an application or appeal on time, allowing the insurance company to deny you due to a “pre-existing condition” , and more. Some of these will seem obvious, while others will not. Moreover, the laws currently in place with respect to disability insurance companies largely favor large insurance companies. Because the deck is stacked against you in favor of the insurance companies, you should consider consulting with an attorney like Mr. Ortiz to assist you in your claim.

Mr. Ortiz is a Disability Attorney representing claimants throughout Florida, including Pensacola, Tampa, Orlando, Palm Beach, Miami, and every other city in the State.

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